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€1,000 gross to net in Greece (2026)

On a private-sector contract paid fourteen times a year, €1,000 gross leaves a single employee over 30 with €827 per payment.

Checked by Radif Partners · Editorial policy

A monthly salary of €1,000 gross pays €827 net in 2026 for an employee over 30 with no dependent children. Greek payroll deducts €134 of social insurance for e-EFKA (13.37 %) and €39 of income tax from every payment, and because private-sector staff receive fourteen payments a year, the twelve monthly salaries plus the Christmas bonus (doro Christougennon), the Easter bonus and the leave allowance, the annual take-home comes to €11,577. Spread over twelve months, that is €965. The salary sits 8.7 % above the national minimum wage of €920, yet only €55 of the €80 difference reaches your account. It is also the first figure in our series where the annual taxable income passes €12,000, the point from roughly €989 gross a month at which the employee tax credit (meiosi forou) begins to shrink. Workers aged 25 or under pay no income tax at all and keep €866.

The “gross earnings” figure on your contract or payslip.

Payments per year

Net pay per payment

€827

€11,577 net a year · €965 a month on a 12-month basis

83 %
13 %
Net
ΕΦΚΑ
Tax
EFKA contributions (13.37 %)−€134
Income tax withheld−€39
Scale tax per year€1,326
Article 16 tax reduction−€774
Marginal tax rate20 %
Employer cost per payment€1,218

Private sector, package code 101 (main and auxiliary pension, health, DYPA). Tax is spread evenly over the year’s payments.

How we calculate (methodology)

2026 rates from Greek law, e-EFKA and the Ministry of Labour · calculated in your browser, nothing is sent.

What €80 above the minimum wage is really worth

If you are weighing a €1,000 offer against a minimum-wage job, compare take-home pay, not headline figures. The minimum wage of €920 nets €772; €1,000 nets €827. Of the extra gross, e-EFKA takes 13.37 % and the second tax band takes 20 % of what remains, so you keep roughly 69 %.

Your employer sees a larger difference: on top of your gross pay it adds its own 21.79 % contribution, so this position costs €1,218 a month, €17,051 a year. The employer cost calculator breaks that figure down line by line.

The €12,000 line where the tax credit starts to taper

Every employee gets a tax credit under article 16 of the Greek income tax code: €777 a year without children. Once taxable salary income exceeds €12,000, the credit loses €20 for each €1,000 above that line. Taxable income here means gross pay times fourteen minus your e-EFKA contributions, which puts the line at about €989 gross a month.

At €1,000 the effect is tiny: the credit applied is €774 instead of €777. What matters is the direction. From here on, each raise is taxed at the band rate plus an extra two points from the shrinking credit, until the credit runs out far higher up the scale. The employee tax credit guide has the figures for each family size.

Check your seniority before accepting a round number

Staff paid on the statutory minimum earn 10 % more for each three-year block of experience (trietia), up to 3. With just one, the legal floor is €1,012, which is €12 more than €1,000. A tidy four-figure offer can therefore be below what your experience already entitles you to. See the seniority increments page, or run any other figure through the salary calculator.

€1,000 gross by number of children

ChildrenΕΦΚΑTaxNetNet per year
0€134€39€827€11,577
1€134€28€839€11,743
2€134€9€858€12,005
3€134€0€866€12,128
4€134€0€866€12,128

€1,000 gross by age

AgeTaxNetNet per year
up to 25€0€866€12,128
26 to 30€23€844€11,811
31 or older€39€827€11,577

Frequently asked questions

How much of a €100 raise would I actually see on €1,000 gross?

About €68 per payment, or €946 over a year of fourteen payments. e-EFKA keeps 13.37 % of the raise, the rest is taxed at 20 %, and because your taxable income is above €12,000, the tax credit also shrinks by €20 for every €1,000 of extra taxable income.

I have three years' experience and was offered €1,000 gross. Is that legal?

If your pay is tied to the statutory minimum wage, no. One three-year seniority step adds 10 %, which sets the floor at €1,012, €12 above the offer. The increment also feeds into the holiday bonuses and the leave allowance. Ask payroll to correct it; the Labour Inspectorate handles complaints if they refuse.

Do I pay income tax on €1,000 gross if I am 24?

No. Since 2026, taxpayers aged up to 25 pay 0 % on the first two tax bands, which cover the first €20,000 of taxable income. Your taxable income of €12,128 sits entirely inside that range, so only e-EFKA contributions of €134 come off and you keep €866 per payment.

Related calculators and guides

Sources

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Rates 2026, last updated